VALoanRates.net considers the privacy of our website users of the utmost importance. In order to assist our website users with services or products offered on this website personal information is requested including but not limited to users’ names, addresses, email addresses, and phone numbers. Submission of this information is voluntary and not required, however, much of this information is necessary in order to fulfill users’ requests.
Use of Information Collected
Rate Quote, pre-qualification, and application requests submitted by users on VALoanRates.net may be submitted to trusted third party affiliates that are VA approved lenders for the state of the intended property purchase or refinance.
VALoanRates.net reserves the right to share this information provided from website users with trusted third party affiliates and service providers. By utilizing any of the forms or phone numbers on the VALoanRates.net website the user consents to the collection of any data provided by the user and the use of this information by VALoanRates.net and its trusted affiliates. VALoanRates.net website users’ information collected is used by participating affiliate lenders for purposes related to pre-qualifying, applying for and processing a mortgage loan including but not limited to a VA home loan. VALoanRates.net reserves the right to share users’ information that is submitted with trusted third party affiliates in order to provide the service that the user has requested.
Website users can generally browse the VALoanRates.net website without providing personally identifiable information. There are sections of the VALoanRates.net website where if users choose to utilize the services offered, the website provides forms that collect personally identifiable information for the purpose of receiving rate quote requests or additional information from affiliated 3rd party loan specialists. This information may include but is not limited to the user’s name, contact information (address, email, phone number), financial information, credit information, mortgage information, and location information.
When VALoanRates.net website users request a quote or pre-qualifications services, or initiate any other inquiry regarding a loan or other mortgage information on the VALoanrates.net website, they are expressly allowing VALoanRates.net to transfer their personally identifiable information to associated third party service partners. As a result of submitting their telephone number and email, website users may receive a telephone call from up to three VA approved lenders for the state in which you intend to purchase or refinance a property. The lenders may contact you directly by phone and/or e-mail as a result of your request, even if you are on a Do Not Call List.
Users’ information including but not limited to email addresses submitted to VALoanRates.net may be used to distribute to the users information regarding loans and loan programs, updates and reminders, and special offers. In accordance with federal law, users will have the option to permanently remove their email address from these distributions.
Website Information Security
We may utilize technology based and procedural security measures in order to help protect visitors’ personally identifiable information from unauthorized use. We may use secure socket layer and other security measures to help prevent unauthorized access to your personally identifiable information.
As required by law or legal proceedings the ownership of VALoanRates.net may disclose website visitors personal information if such action is necessary to conform to the law or comply with legal process served upon VALoanRates.net or affiliated parties.
Use of non-personally identifiable website information
Like many websites utilized for both commercial and non-commercial use websites, the VALoanRates.net website utilizes a technology known as “cookies” (for more information about cookies please see the website whatarecookies.com) as well as web server data to collect information about how the VALoanRates.net website is used by website visitors including the total number of visitors to the site and which pages of the website are most frequently visited. Additionally, any associated advertising and promotional campaigns that have been seen and responded to by visitors to the VALoanRates.net website may be tracked using cookies or similar conversion technology.
Linked Internet Sites
Business Asset Information
As the business of the VALoanRates.net website is managed and developed, the ownership of the VALoanRates.net website may sell the business, its assets, or related components. Aggregate website visitor data as well as personally identifiable website visitor information is considered an asset of the business and may be transferred in these types of transactions. The same information may also be transferred in the occurrence of a corporate divestiture or bankruptcy, merger, or dissolution.
Policies and Practices
The policies, practices and disclosures detailed on this page of the VALoanRates.net website are subject to change and will be updated as applicable. For any concerns, please contact us by email at info@VALoanRates.net.